Master Your Money Through Practical Learning
We built this program after watching too many people struggle with finances—not because they weren't smart, but because nobody showed them the actual skills. This isn't theory. It's the stuff you'll use next week when bills are due or you're deciding whether to buy that thing you've been eyeing.
What You'll Actually Learn
Here's the thing—we don't teach finance like it's some abstract concept. You'll work with your real numbers, your actual expenses, your specific situation. By week three, you'll have a working budget. By week seven, you'll understand where your money disappears to (spoiler: it's probably not where you think).
- Build a budget that actually works for how you live, not some textbook example
- Track spending without becoming obsessive about every coffee purchase
- Set up automated systems so you're not manually moving money around
- Understand credit scores and what actually impacts them (lots of myths here)
- Create realistic savings goals that don't require living on instant noodles
- Handle irregular income if you're freelance or work variable hours
Who's Teaching This
Three people who've been in the trenches—not just studied finance from a distance, but helped real folks figure out their money situations.
Imogen Ellsworth
Program LeadSpent eight years in financial counselling before realizing education beats damage control. Specializes in making budgets work for people who hate budgeting.
Petra Lindquist
Debt SpecialistFormer banker who got tired of seeing people struggle with debt products they didn't understand. Now teaches the stuff banks don't explain clearly.
Aoife Brennan
Savings CoachPaid off $40k in student loans while working retail. Knows firsthand that most financial advice assumes you have money to start with—teaches what actually works.
How the Program Works
We've broken it into four phases because trying to fix everything at once is how people burn out and quit. Each phase builds on the last one.
Getting Real About Numbers
First three weeks, we focus on understanding where you're at. Not judging it, not panicking about it—just getting clear. You'll track everything for two weeks (yes, it's annoying, but it's necessary), then we analyze patterns together.
Weeks 1-3Building Your System
This is where we create your actual budget. Not a generic template—your specific plan based on your income, your bills, your life. We set up the systems and tools you'll use long after the program ends.
Weeks 4-6Handling the Tricky Stuff
Debt, credit, savings goals—the things that stress people out. We tackle these with realistic strategies. If you're carrying debt, we figure out the payoff approach that works for your situation, not what some calculator says.
Weeks 7-9Making It Stick
Last three weeks are about troubleshooting and refining. Your system will need adjustments—that's normal. We work through real challenges you're facing and make sure you know how to adapt when life changes.
Weeks 10-12
Ready to Sort Out Your Finances?
Our June 2026 cohort opens for enrollment in March. Places are limited because we keep groups small—everyone gets attention. If you're in Bathurst or surrounding areas, we also run occasional in-person sessions at our Howick Street location.